We have always loved to travel.  five years ago, our closest friends introduced us to this new idea  We were very skeptical, at first. We felt as if we were already accomplished travelers; and that, we had very little to learn about the travel business.  We were already using the internet to book our travel arrangements.  We belonged to several company-based travel clubs and frequent flyer programs.  In short, we thought we already knew better.  We thought that we were too busy to even investigate the opportunity.